Save for your camper
A possibility to get the required money for a new camper is of course saving. That only means that you cannot yet go on holiday with the motorhome until you have saved the necessary money together or already have to take an advance from your savings account and therefore have less money for other unforeseen expenses. The advantage of paying yourself is that you do not have to pay anything, you do not pay interest and the camper is all yours.
Leasing a motorhome
We are increasingly seeing holidaymakers leasing a motorhome. When leasing you do not borrow a large amount, but you pay a fixed monthly amount for using the camper. You know exactly what you have lost per month, all associated taxes and insurance are included in the costs and you can drive the latest motorhome. A disadvantage is that you are not the owner of the motorhome and that you are bound by a contract.
Take out a loan for the camper of your dreams
You can also choose to borrow (part of) the purchase amount. You then pay off an amount of the loan each month, plus interest. You agree in advance how much time you will pay off the loan. Earlier (interim) repayment is usually also possible. The advantage of this is that the camper is just your own, that your savings can remain in the bank and that you are more economical than leasing.
When it is finally vacation, and your camper is at the door, the (pre) fun can begin. You already have the camper ready to clean it inside and out and to load some things in advance. Because you know, when you have made all the preparations, you can really enjoy carefree enjoyment. But have you actually adjusted your insurance policies? Is your policy up-to-date? You are required to take out motorhome insurance when you travel with your motorhome.
Insured on the road with your camper
You have various options for insuring your motorhome. Do you, for example, want to insure him for third-party liability, third-party liability insurance or full-liability insurance? Do you want breakdown assistance and legal assistance included? Do you also want to take out insurance for occupants and the inventory? All possibilities that we would like to advise you on. If you have a second-hand motorhome, then you may opt for other options. Keep in mind that you are not yet insured, as long as you have not received a confirmation and green card.
Astro Finance is happy to think along with you. For more information about the possibilities, contact us without obligation!